Public & Product Liability

Whether you run a small, medium or large business, you have a duty of care to protect your customers and business partners from any harm.

It might be a slip or trip that causes personal injury, a faulty product that damages property, or even an advertisement that unintentionally misleads.

As you might do you best to prevent these incidents, they’re often beyond your control. They may not even be your fault. But they could cost your business millions if you don’t have the right cover.

What is Public Liability insurance?

Public Liability insurance, also known us General Public and Product Liability insurance, helps to protect businesses in the event you become legally liable for claims of compensation brought against you by third parties caused by an event in connection with your business. This may include any claims against your business for:

Personal injury costs: Claims for medical costs and damages that result from an injury or illness caused by your business.

Property damage costs: Claims for physical loss, destruction or damage to tangible property.

Advertising liability: Claims for stolen ideas, invasion of privacy, defamation, misleading advertising or unfair competition.

Legal costs: Covers the costs we incur to defend you and your reasonable expenses incurred with our consent to defending a claim against you.

Which cover is right for you?

Every business is unique, so we work with you to understand your risks and provide the right cover for your needs.

" Public liability insurance helps you and your business against the financial risk of being liable for negligence. "

Australian Government,

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